If ASEAN-BAC is allowed to be a co-driver of ASEAN integration and can drive change relevant for businesses in ASEAN then the original AEC promise land just might be realised.

I have been asked to share my experiences in growing CIMB as an ASEAN universal banking group from its humble origins as a Malaysian investment bank.

The Fourth Industrial Revolution is a massive game changer, as were the three other revolutions before it. There is so much to be gained or lost - endangered most are those who chose to do nothing. 

The CIMB Mozek Camp aims to increase cross-cultural awareness; and improve mindsets and desire to collaborate with people from different cultures 

I am always keen to share my perspectives of ASEAN, the regional integration project that has had a large presence in my career over the last 15 years.

Under the 4th Industrial Revolution, we face massive disruption. We need to reform our ASEAN institutions to get ahead of these changes and respond at a regional level.